undergraduate thesis
TRENDOVI EUROPSKOG BANKARSTVA NAKON FINANCIJSKE KRIZE

Cvita Katarina Listeš (2016)
University of Split
Faculty of economics Split
Metadata
TitleTRENDOVI EUROPSKOG BANKARSTVA NAKON FINANCIJSKE KRIZE : završni rad
AuthorCvita Katarina Listeš
Mentor(s)Roberto Ercegovac (thesis advisor)
Abstract
Banke su osjetljive na različite podražaje iz okoline. Poput kreditnog rizika, rizika likvidnosti i rizika kamatnih stopa. Financijska kriza koja je započela u 2008.godini poljuljala je bankarski sektor. Velik broj banaka je propao pod takvim okolnostima, dok su druge bile spašene polaganjem kaucije od strane vlade, neke banke bile su prisiljene spojiti se s jačim partnerima radi postanka. Dobro funkcioniranje financijskog sustava pribavlja sredstva za one s najboljim idejama i poduzetničkim vještinam, to poboljšava učinkovitost banaka i proširuje vidike. Financijski sustav koji loše funkcionira daje kredite onima s jakim političkim i društvenim vezama, što ima negativne posljedice na bankarski sektor. Te na taj način dovodi u pitanje njegovu likvidnost. Nakon izbijanja globalne financijske krize , bilo je mnogo razgovora o potrebi iskorištavanja krize za daljni napredak i učenje, te je iskoristiti za provođenje potrebnih reformi. Kriza je prouzrokovala značajne sumnje na inflacijske paradigme-dominantna paradigma za monetarnu politiku u razdoblju prije krize, jer ne uzima u obzir izazove financijske stabilnosti. Nakon niza krizi koje su pogodile financijski sustav , jasno je kako za njezin oporavak treba vremena, ali i razrađivanja mnogih rješenja kao i donošenje važnih odluka kako bi se provela prava i potrebna akcija za spašavanje banaka. Svaka se kriza financijskog sustava treba promatrati kao zaseban slučaj, te bi se trebala rješavati posebnim financijskim reformama.
Keywordsbanks crisis financial system
GranterUniversity of Split
Faculty of economics Split
PlaceSplit
StateCroatia
Scientific field, discipline, subdisciplineSOCIAL SCIENCES
Economics
Finance
Study programme typeuniversity
Study levelundergraduate
Study programmeBusiness Studies
Academic title abbreviationuniv. bacc.oec.
Genreundergraduate thesis
Language Croatian
Defense date2016-03
Parallel abstract (English)
Banks are susceptible to a range of risks. These include credit risk ,liquidity risk and interest rate risk. The financial crisis that began in 2008 decimated the banking sector. A number of banks went under, others had to be bailed out by governments and still others were forced into mergers with stronger partners. Well-functioning financial systems allocate resources to those with the best ideas and entrepreneurial skills, enhancing efficiency and expanding economic horizons. Poorly functioning financial systems funnel credit to those with strong political and social connections, with harmful ramifications on economic welfare. After the onset of the global financial crisis, there was a lot of talk about not wasting the crisis, but rather using it to push through the necessary regulatory reforms. The crisis has shed significant doubts on the inflation paradigm – the dominant paradigm for monetary policy prior to the crisis – as it does not take into account financial stability challenges. After a series of crises that have hit financial system it is clear,that her recovery takes a time, but also a lot of solutions and important decisions in order to take real action to rescue banks. Every crisis of the financial system should be taken as a separate case and it should be solved with special financial reforms.
Parallel keywords (Croatian)Banke kriza financijski sustav
Resource typetext
Access conditionOpen access
Terms of usehttp://rightsstatements.org/vocab/InC/1.0/
URN:NBNhttps://urn.nsk.hr/urn:nbn:hr:124:737445
CommitterIvana Gizdić